Deposit Rates
Effective: Wednesday, August 13, 2008
Time
Certificate of Deposit/IRA Rates
(see footnotes 3, 4, 5 & 6) |
|
LENGTH OR TERM |
INTEREST RATE |
APY |
Opening Minimum Deposit |
| 3 Months |
2.23% |
2.25% |
$500 |
| 6 Months |
2.71% |
2.75% |
$500 |
| 12 -23 Months |
2.96% |
3.00% |
$500 |
| 24 -35 Months |
3.05% |
3.10% |
$500 |
| 36 -47 Months |
3.92% |
4.00% |
$500 |
| 48 -59 Months |
3.92% |
4.00% |
$500 |
| 60 -99 Months |
3.92% |
4.00% |
$500 |
Personal
Money Market Rates
(see footnotes 1, 2 & 7) |
| LOW |
HIGH |
INTEREST RATE |
APY |
| 0.00 |
24,999.99 |
1.74% |
1.75% |
| 25,000.00 |
99,999.99 |
1.98% |
2.00% |
| 100,000.00 |
249,999.99 |
2.18% |
2.20% |
| 250,000.00 |
499,999.99 |
2.28% |
2.30% |
| 500,000.00 |
999,999.99 |
2.37% |
2.40% |
| 1,000,000.00+ |
|
2.47% |
2.50% |
|
Savings & Interest
Checking
(see footnotes 1, 2 & 7) |
| |
INTEREST RATE |
APY |
| Standard Interest Checking |
1.00% |
1.00% |
| Personal and Business Checking |
1.24% |
1.25% |
| |
Disclosures: |
| 1 |
Rates on these accounts may change at any time
without notice. |
| 2 |
Fees assessed on these accounts could reduce your
earnings and APY |
| 3 |
All Time Certificates of Deposits and IRAs are
subject to early withdrawal penalties. |
| 4 |
Annual percentage yield (APY) assumes interest
remains on deposit until the maturity date. |
| 5 |
A withdrawal will reduce earnings |
| 6 |
IRA early withdrawals may also trigger IRS penalties
and additional Federal Tax liability. |
| 7 |
Interest calculated on the daily ledger balance. |
|
|
