Business
Credit Services
| Northwest Commercial Bank can customize a loan
package to help your business manager cash flow and maximize
opportunities. We offer a variety of credit products, including: |
| Lines of Credit |
|
A line of credit provides access to a flexible
source of cash for ongoing business operations. It helps you manage your
cash flow and control your borrowing, providing you with access to funds
for paying unexpected expenses or for taking advantage of supplier
discounts or other special opportunities. Our revolving line of credit
allows you to borrow against a preset credit limit whenever you need
funds. As cash becomes available through your business operations, you
can repay the funds you have borrowed, making those funds available for
you to borrow again. A line of credit can be either secured or
unsecured. |
| Term Loans |
|
A Business Term Loan provides a set amount of
capital for a specific need. It can help you and your business by
providing funds for the purchase of equipment of other assets, for the
expansion of your existing facility, or for the acquisition of another
business. you receive the full loan amount all at once, and repay it
over time in monthly installments. Repayment schedules are generally
tied to the useful life of the asset, allowing your company's cash flow
to support your expansion needs. |
| Loans For Working
Capital |
|
Working Capital Loans are designed to provide a
quick infusion of cash to fund short-term funding needs. |
| Commercial Real Estate
Loans |
|
We provide Commercial Real Estate Loans for the
purchase and construction of commercial facilities, the improvement of
existing space, or for refinancing an existing Commercial Real Estate
Loan. Our Commercial Real Estate Loans offer competitive rates, fees,
and terms. |
| Public Financing &
Guaranteed Loans |
|
If you have a new company, lack sufficient
collateral, or otherwise have difficulty meeting traditional business
lending criteria, we can work with you to explore a variety of public
sources for financing, including the U.S. Small Business Administration
(SBA). |
|
